10 Speedvale Ave E, Unit F, Guelph, ON N1H 1J3View on Map »

Financial Library

Holidays: The Best Time to Talk About Estate Planning

Posted on: November 12, 2018

The holidays are a time for family to gather together and share in the warmth of the season. If family members live at a distance, the holidays also provide one of the only opportunities of the year when adult children can sit down with their parents and siblings to discuss practical matters.

Tags: 
estate planning

The Debt Edge

Posted on: October 8, 2018

The use of debt in your financial affairs is akin to a double-edged sword. On the one hand, it is very useful to assist you in buying and owning assets using "other people's money (OPM)" such as a home or other financial asset. On the other hand, it can be a problematic tool to use in the event of a job loss, cash flow interruption, recession or rising interest rates amongst various possible scenarios.

Tags: 
debt
debt management

Financial Success Strategy for Small Business Owners

Posted on: October 8, 2018

Business owners have to contend with many facets of financial management, business accounting, cash-flow management, and capital acquisition. The one area of financial management that often goes unheeded or is placed on the back-burner is their personal financial strategy, yet it is the one aspect of a business owner's financial picture that, if not soundly in place, could have the most serious unintended consequences for the business.

Tags: 
business planning

It's Up to You to Know the Consequences

Posted on: October 8, 2018

The news has been full of stories lately of surging real estate prices in the United States. Many Canadian visitors to such places as Florida, Arizona and Hawaii are seeing real estate promoters from these and other states running seminars about US real estate investing.

Many Canadians are viewing this as an opportunity to buy a US property before the prices get too high. But what are the consequences of owning U.S. property?

Tags: 
estate planning

New Energy Landscape

Posted on: September 10, 2018

Bill Nye the Science Guy met with Prime Minister Justin Trudeau in Ottawa earlier this year to promote the use of alternative energy fuels in our economy. He is a strong advocate of moving away from carbon-based fuels. Yet, Nye admitted, in a Toronto radio interview some days later, that the economy will likely transition away from carbon-based fuels by 80% by 2040 and 100% by 2050. It will, in other words, take some time to effect this transition.

Tags: 
investment
investment planning

How Much Will I Need to Retire?

Posted on: September 10, 2018

Good question. Many retirement income planning tools use a percentage of income to determine an income need in retirement and then calculate an amount needed to provide that income. People with similar incomes often have different spending and lifestyle habits. This can affect their income needs in retirement.

It is still important to calculate what the income needs will be in retirement. Arriving at the right percentage of income to replace may require a little more work.

Tags: 
retirement planning

Pages

© Copyright 2024 AdvisorNet. All rights Reserved.

Dealer

Insurance products, including segregated fund policies are offered through WealthRite Financial Group Inc., and D’Arcy Mosher, Jason Henderson, Karen Archer, Gay Kukovica, Alisha Cluff and Mitchell McCracken offer mutual funds and referral arrangements through Quadrus Investment Services Ltd.

Quadrus, Quadrus Investment Services Ltd. and design are trademarks of Quadrus Investment Services Ltd. Used with permission.